Home financing in Sauk County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Sauk County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Sauk County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Sauk County line. You can walk in.
- Connexus Credit UnionPersonal · Home · Business capital
- First American Capital Corporation, Inc.SBA microlenderCommunity lending · Business capital
- Wisconsin Women's Business Initiative CorporationSBA microlenderCommunity lending · Business capital
- Advocap, IncBusiness capital
- CAP Services, IncBusiness capital
- Northwest Wisconsin Regional Planning CommissionBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
2 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Buying or investing in a home in Sauk County, Wisconsin is within reach for many people — including those who are self-employed, new to credit, or do not have a Social Security number. This guide walks you through what home financing looks like locally, who qualifies, what documents you will need, and which Sauk County and Wisconsin institutions can actually help you. We focus on local lenders, credit unions, and community programs because those relationships matter most here. Take your time, compare your options, and never feel pressured to sign anything you do not fully understand.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN SAUK COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN SAUK COUNTY →48WI COUNTIES WITH DOORSThe whole stateEvery county in Wisconsin, in this same lane.38 institutions fund home financing inside Wisconsin county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

