
The state · IA
Every door in Iowa.
County-by-county financing guides. No paperwork. No social. No ID.
99COUNTIES
45WITH A LOCAL DOOR
31INSTITUTIONS BASED HERE
7OF THEM CDFI-CERTIFIED
Based hereTHREE OFF THE LIST
- Habitat for Humanity of Iowa, Inc.
- Iowa Center Loan Fund
- Iowa Community Capital
NOBODY PAID TO BE LISTED
Choose a lane
What kind of financing?
Pick the lane and we walk you through every county in Iowa — already filtered.
Start where you work
The busiest markets.
A city takes you to the county that holds it — that is where the answer lives.
Largest counties
Linn County230K residentsScott County175K residentsJohnson County153K residentsBlack Hawk County131K residentsWoodbury County106K residentsDallas County100K residentsDubuque County99K residentsStory County99K residentsPottawattamie County94K residentsWarren County52K residentsClinton County46K residentsMuscatine County43K residents

The county index
All 99 counties in Iowa.
Every one has its own page. Where there are no good doors, we say so on the page.
44counties with a lender based inside the line
55served from outside the county
We do not hide it. Their page names the nearest door and how far out it sits.
31institutions headquartered in Iowa
Credit unions, CDFIs and microlenders. Nobody paid to be listed.
From the Journal
Farm country runs on equipment notes and patient credit — a kind of lending small-town institutions here never stopped doing.
The ground
Inside Iowa.
What it costs to live here, what the state charges, and who works here — so you know what you are measuring against before you talk to anyone.
3.21M
Population
$70,571
Median Household Income
89.9
Cost of Living · US = 100
$196,400
Median Home Value
What Iowa charges
- Income Tax
- 3.8% flat (2026)
- Sales Tax
- 6.0% state · 0.9% avg local
- Property Tax
- 1.52% effective
- Capital Gains
- Taxed as income
- Retirement Income
- Pensions exempt age 55+ · Social Security exempt
Who works here
- 01Agriculture & CornCentral Iowa
- 02Insurance & FinanceDes Moines
- 03Renewable EnergyRural Iowa
Business Tax Rate
7.1%
Corporate Income Tax
7.1%
Five zips worth watching
- 50266West Des Moines≈ $485,000
- 50325Clive≈ $525,000
- 52240Iowa City≈ $385,000
- 52246Iowa City≈ $425,000
- 50322Urbandale≈ $395,000
Public Zillow estimates, rounded. Treat them as a rough read.
SOURCES Census ACS 5-year 2023 · BEA/MERIC COLI 2024 · Zillow 2026-Q1 · Tax Foundation 2025 · Zillow ZHVI 2026-Q1 · Updated 2026-04Compliance · ReadyDocs Contractors · The Board Rental market · DoorBase
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