STATE OVERVIEW
Kentucky
§ 01 — Figures
130
TOTAL COUNTIES
207.9K
HISPANIC POPULATION
ITIN Loan
TOP SEARCH TERM
3
CITIES
§ 02 — Lanes
CHOOSE A LANE
What kind of financing?
§ 03 — Markets
TOP MARKETS
Top markets in Kentucky
§ 04 — AT A GLANCE
Inside Kentucky.
Population
4.53M
Median Household Income
$60,183
Cost of Living
92.9
US = 100
Median Home Value
$207,000
§ 05 — TAXES
What Kentucky charges.
01
Income Tax
4.0% flat (2026)
02
Sales Tax
6.0% state · no local
03
Property Tax
0.83% effective
04
Capital Gains
Taxed as income
05
Retirement Income
$31,110 pension exclusion · Social Security exempt
Get compliance reminders for Kentucky→
via ReadyDocs
§ 06 — BUSINESS
Who's working in Kentucky.
Top Industries
01
Bourbon & Distilled Spirits
Louisville · Bardstown
02
Automotive Manufacturing
Louisville · Bowling Green
03
Equine & Horse Racing
Lexington · Bluegrass
Business Tax Rate
4.0%
Corporate Income Tax
5.0%
Find contractors in Kentucky→
via The Board
§ 07 — INVESTMENT MARKETS
The five zips worth watching.
#
Zip
City
Median Home Value
01
40245
Louisville
$485,000
02
40207
Louisville
$585,000
03
40502
Lexington
$525,000
04
40511
Lexington
$485,000
05
40014
Crestwood
$445,000
Real estate market data for Kentucky→
via DoorBase
§ 08 — HOW-TOS
Start with the basics.
One starter guide per lane, from the Finance Edition.
SOURCES
- Hero
- Census ACS 5-year 2023 · BEA/MERIC COLI 2024 · Zillow 2026-Q1
- Taxes
- Tax Foundation 2025
- Zips
- Pending DoorBase handoff · provisional Zillow 2026-Q1
- Updated
- 2026-04
IRIS AI