
The state · NM
Every door in New Mexico.
County-by-county financing guides. No paperwork. No social. No ID.
33COUNTIES
25WITH A LOCAL DOOR
42INSTITUTIONS BASED HERE
16OF THEM CDFI-CERTIFIED
Based hereTHREE OFF THE LIST
- DreamSpring
- Homewise, Inc.
- Native Community Capital
NOBODY PAID TO BE LISTED
Choose a lane
What kind of financing?
Pick the lane and we walk you through every county in New Mexico — already filtered.
Start where you work
The busiest markets.
A city takes you to the county that holds it — that is where the answer lives.
Largest counties
Bernalillo County676K residentsDoña Ana County220K residentsSandoval County149K residentsSan Juan County122K residentsValencia County76K residentsLea County74K residentsMcKinley County73K residentsOtero County68K residentsChaves County65K residentsEddy County62K residentsCurry County48K residentsRio Arriba County40K residents

The county index
All 33 counties in New Mexico.
Every one has its own page. Where there are no good doors, we say so on the page.
25counties with a lender based inside the line
8served from outside the county
We do not hide it. Their page names the nearest door and how far out it sits.
42institutions headquartered in New Mexico
Credit unions, CDFIs and microlenders. Nobody paid to be listed.
From the Journal
Some of the oldest communities in the country live beside its newest laboratories — and the lending map holds both.
The ground
Inside New Mexico.
What it costs to live here, what the state charges, and who works here — so you know what you are measuring against before you talk to anyone.
2.11M
Population
$58,722
Median Household Income
93.4
Cost of Living · US = 100
$297,700
Median Home Value
What New Mexico charges
- Income Tax
- 1.7% – 5.9%
- Sales Tax
- 5.125% GRT · 2.78% avg local
- Property Tax
- 0.67% effective
- Capital Gains
- Taxed · 40% LTCG exclusion
- Retirement Income
- Social Security partial exempt · $8,000 pension exclusion
Who works here
- 01Oil & GasPermian Basin · Southeast NM
- 02Federal Labs & DefenseLos Alamos · Albuquerque
- 03Film & MediaAlbuquerque · Santa Fe
Business Tax Rate
5.9%
Corporate Income Tax
4.8% – 5.9%
Five zips worth watching
- 87506Santa Fe≈ $885,000
- 87122Albuquerque≈ $685,000
- 87501Santa Fe≈ $785,000
- 87124Rio Rancho≈ $385,000
- 87111Albuquerque≈ $425,000
Public Zillow estimates, rounded. Treat them as a rough read.
SOURCES Census ACS 5-year 2023 · BEA/MERIC COLI 2024 · Zillow 2026-Q1 · Tax Foundation 2025 · Zillow ZHVI 2026-Q1 · Updated 2026-04Compliance · ReadyDocs Contractors · The Board Rental market · DoorBase
IRIS AI


