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A neighbourhood street at first light, warm sun between the houses
The state · NY

Every door in New York.

County-by-county financing guides. No paperwork. No social. No ID.

62COUNTIES
57WITH A LOCAL DOOR
193INSTITUTIONS BASED HERE
74OF THEM CDFI-CERTIFIED
Based hereTHREE OFF THE LIST
  • AAFE Community Development FundNew York · CDFI
  • ADIRONDACK ECONOMIC DEVELOPMENT CORPORATIONSaranac Lake · CDFI
  • Amplify Equity, Inc.Elmira · CDFI

NOBODY PAID TO BE LISTED

Choose a lane

What kind of financing?

Pick the lane and we walk you through every county in New York — already filtered.

A worn carpenter's bench at first light, hand tools and gloves laid outLane 01Business FinancingCapital · Equipment · Credit
A modest house in warm evening lightLane 02Home FinancingPurchase · Renovate · Equity
A porch at dusk, string lights on, two chairs pulled upLane 03Personal FinancingCredit · Debt · Bridge
Start where you work

The busiest markets.

A city takes you to the county that holds it — that is where the answer lives.

01New YorkNew York County51doors inside the county lineAAFE Community Development FundCDFIAscendus Inc.CDFI1.7M residents in the county
Largest counties
Kings County2.7M residentsQueens County2.4M residentsSuffolk County1.5M residentsBronx County1.5M residentsNassau County1.4M residentsWestchester County1.0M residentsErie County954K residentsMonroe County759K residentsRichmond County496K residentsOnondaga County477K residentsOrange County401K residentsRockland County338K residents
An aerial at sundown: fields and section roads cut the land into parcels, one small town lit at the lower left
The county index

All 62 counties in New York.

Every one has its own page. Where there are no good doors, we say so on the page.

57counties with a lender based inside the line
5served from outside the county

We do not hide it. Their page names the nearest door and how far out it sits.

193institutions headquartered in New York

Credit unions, CDFIs and microlenders. Nobody paid to be listed.

From the Journal
Five boroughs get the headlines; the fifty-seven counties beyond them hold most of the map — and their doors answer differently.
— Isabella · Read the Journal →
The ground

Inside New York.

What it costs to live here, what the state charges, and who works here — so you know what you are measuring against before you talk to anyone.

New York, dot by dot57 OF 62 COUNTIES WITH A DOOR OF THEIR OWN
19.6M
Population
$82,095
Median Household Income
125.1
Cost of Living · US = 100
$453,100
Median Home Value
What New York charges
Income Tax
4.0% – 10.9%
Sales Tax
4.0% state · 4.5% avg local
Property Tax
1.40% effective
Capital Gains
Taxed as income
Retirement Income
Social Security exempt · $20,000 pension exclusion age 59.5+
Who works here
  • 01Finance & BankingManhattan · Wall Street
  • 02Media & PublishingNew York City
  • 03Biotech & PharmaNYC · Long Island · Upstate
Business Tax Rate
7.25%
Corporate Income Tax
7.25%
Five zips worth watching
  1. 10007New York≈ $4.85M
  2. 10013New York≈ $3.45M
  3. 10282New York≈ $3.98M
  4. 11962Sagaponack≈ $4.45M
  5. 11976Water Mill≈ $3.65M

Public Zillow estimates, rounded. Treat them as a rough read.

SOURCES Census ACS 5-year 2023 · BEA/MERIC COLI 2024 · Zillow 2026-Q1 · Tax Foundation 2025 · Zillow ZHVI 2026-Q1 · Updated 2026-04Compliance · ReadyDocs Contractors · The Board Rental market · DoorBase
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Answered in English and SpanishNo account. No name.62 counties