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A neighbourhood street at first light, warm sun between the houses
The state · ND

Every door in North Dakota.

County-by-county financing guides. No paperwork. No social. No ID.

53COUNTIES
34WITH A LOCAL DOOR
17INSTITUTIONS BASED HERE
2OF THEM CDFI-CERTIFIED
Based hereTHREE OFF THE LIST
  • CommunityWorks North DakotaMandan · CDFI
  • Dakota Business LendingFargo · CDFI
  • Lake Agassiz Regional Development CorporationFargo · SBA microlender

NOBODY PAID TO BE LISTED

Choose a lane

What kind of financing?

Pick the lane and we walk you through every county in North Dakota — already filtered.

A worn carpenter's bench at first light, hand tools and gloves laid outLane 01Business FinancingCapital · Equipment · Credit
A modest house in warm evening lightLane 02Home FinancingPurchase · Renovate · Equity
A porch at dusk, string lights on, two chairs pulled upLane 03Personal FinancingCredit · Debt · Bridge
Start where you work

The busiest markets.

A city takes you to the county that holds it — that is where the answer lives.

01FargoCass County6doors inside the county lineDakota Business LendingCDFILake Agassiz Regional Development CorporationSBA microlender185K residents in the county02Grand ForksGrand Forks County5doors inside the county lineFirst CommunityCredit unionNorthern ValleyCredit union73K residents in the county
Largest counties
Burleigh County98K residentsWard County70K residentsWilliams County41K residentsStark County34K residentsMorton County33K residentsStutsman County22K residentsRichland County17K residentsMcKenzie County15K residentsRolette County12K residentsRamsey County12K residentsBarnes County11K residentsWalsh County11K residents
An aerial at sundown: fields and section roads cut the land into parcels, one small town lit at the lower left
The county index

All 53 counties in North Dakota.

Every one has its own page. Where there are no good doors, we say so on the page.

34counties with a lender based inside the line
19served from outside the county

We do not hide it. Their page names the nearest door and how far out it sits.

17institutions headquartered in North Dakota

Credit unions, CDFIs and microlenders. Nobody paid to be listed.

From the Journal
Boom and quiet trade places out here on a schedule nobody controls; steady local credit is what survives both.
— Isabella · Read the Journal →
The ground

Inside North Dakota.

What it costs to live here, what the state charges, and who works here — so you know what you are measuring against before you talk to anyone.

North Dakota, dot by dot34 OF 53 COUNTIES WITH A DOOR OF THEIR OWN
784K
Population
$73,959
Median Household Income
94.6
Cost of Living · US = 100
$255,400
Median Home Value
What North Dakota charges
Income Tax
1.95% – 2.5%
Sales Tax
5.0% state · 2.0% avg local
Property Tax
0.98% effective
Capital Gains
Taxed · 40% LTCG exclusion
Retirement Income
Social Security exempt · pensions taxed
Who works here
  • 01Oil & GasBakken · Williston
  • 02Agriculture & GrainRed River Valley
  • 03Energy & WindRural ND
Business Tax Rate
4.31%
Corporate Income Tax
1.41% – 4.31%
Five zips worth watching
  1. 58104Fargo≈ $485,000
  2. 58503Bismarck≈ $425,000
  3. 58103Fargo≈ $385,000
  4. 58078West Fargo≈ $385,000
  5. 58501Bismarck≈ $345,000

Public Zillow estimates, rounded. Treat them as a rough read.

SOURCES Census ACS 5-year 2023 · BEA/MERIC COLI 2024 · Zillow 2026-Q1 · Tax Foundation 2025 · Zillow ZHVI 2026-Q1 · Updated 2026-04Compliance · ReadyDocs Contractors · The Board Rental market · DoorBase
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Answered in English and SpanishNo account. No name.53 counties