A neighbourhood street at first light, warm sun between the houses

The state · OH

Every door in Ohio.

County-by-county financing guides. No paperwork. No social. No ID.

88COUNTIES

66WITH A LOCAL DOOR

111INSTITUTIONS BASED HERE

32OF THEM CDFI-CERTIFIED

Based hereTHREE OFF THE LIST

AMISTAD REDEVELOPMENT CORPORATIONCleveland · CDFI
Apex Fund for Economic OpportunitiesAkron · CDFI
Appalachian Growth Capital, LLCLogan · CDFI

NOBODY PAID TO BE LISTED

Choose a lane

What kind of financing?

Pick the lane and we walk you through every county in Ohio — already filtered.

A worn carpenter's bench at first light, hand tools and gloves laid out

Lane 01Business FinancingCapital · Equipment · Credit

Lane 02Home FinancingPurchase · Renovate · Equity

A porch at dusk, string lights on, two chairs pulled up

Lane 03Personal FinancingCredit · Debt · Bridge

Start where you work

The busiest markets.

A city takes you to the county that holds it — that is where the answer lives.

01ColumbusFranklin County12doors inside the county lineEconomic and Community Development Institute, Inc. (ECDI)CDFIFinance Fund Capital CorporationCDFI1.3M residents in the county 02ClevelandCuyahoga County21doors inside the county lineAMISTAD REDEVELOPMENT CORPORATIONCDFICHN Housing CapitalCDFI1.3M residents in the county 03CincinnatiHamilton County10doors inside the county lineCincinnati Development Fund, Inc.CDFIGreater Cincinnati Microenterprise Initiative, Inc.CDFI831K residents in the county

Largest counties

Summit County540K residents Montgomery County537K residents Lucas County431K residents Butler County390K residents Stark County375K residents Lorain County313K residents Warren County242K residents Lake County233K residents Mahoning County229K residents Delaware County214K residents Clermont County209K residents Trumbull County202K residents

An aerial at sundown: fields and section roads cut the land into parcels, one small town lit at the lower left

The county index

All 88 counties in Ohio.

Every one has its own page. Where there are no good doors, we say so on the page.

66counties with a lender based inside the line

22served from outside the county

We do not hide it. Their page names the nearest door and how far out it sits.

111institutions headquartered in Ohio

Credit unions, CDFIs and microlenders. Nobody paid to be listed.

From the Journal

A state of mid-sized cities, each with its own working economy — which means more real lending doors than people expect.

— Isabella · Read the Journal →

The ground

Inside Ohio.

What it costs to live here, what the state charges, and who works here — so you know what you are measuring against before you talk to anyone.

Ohio, dot by dot66 OF 88 COUNTIES WITH A DOOR OF THEIR OWN

11.8M

Population

$66,990

Median Household Income

92.0

Cost of Living · US = 100

$229,300

Median Home Value

What Ohio charges

Income Tax: 2.75% – 3.5%
Sales Tax: 5.75% state · 1.49% avg local
Property Tax: 1.41% effective
Capital Gains: Taxed as income
Retirement Income: Pensions exempt · Social Security exempt

Who works here

01Manufacturing & AutoToledo · Lordstown · Cincinnati
02Healthcare & BiotechCleveland · Columbus
03Banking & InsuranceColumbus · Cincinnati

Business Tax Rate

0.26% CAT (Commercial Activity Tax)

Corporate Income Tax

None (replaced by CAT)

Five zips worth watching

44124Cleveland≈ $485,000
43017Dublin≈ $585,000
45249Cincinnati≈ $485,000
44022Chagrin Falls≈ $685,000
43054New Albany≈ $785,000

Public Zillow estimates, rounded. Treat them as a rough read.

SOURCES Census ACS 5-year 2023 · BEA/MERIC COLI 2024 · Zillow 2026-Q1 · Tax Foundation 2025 · Zillow ZHVI 2026-Q1 · Updated 2026-04Compliance · ReadyDocs Contractors · The Board Rental market · DoorBase

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Answered in English and SpanishNo account. No name.88 counties