Personal financing in Teller County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Teller County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingHome Financing
The doors in Teller County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Teller County line. You can walk in.
- Ent Credit UnionPersonal · Home · Business capital
- AltCapSBA microlenderCommunity lending · Business capital
- Colorado Enterprise Fund, Inc.SBA microlenderCommunity lending · Business capital
- Community Enterprise Development ServicesSBA microlenderCommunity lending · Business capital
- HomesFundCommunity lending · Business capital
- Region 10 LEAP for Economic DevelopmentBusiness capital
- IN THIS LIST
4 of the 10 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Region 9 Economic Development District of SW ColoradoBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide is written for solo contractors, small real-estate investors, and everyday residents of Teller County, Colorado who want to understand their personal financing options. It highlights local credit unions, CDFIs, and community lenders that actually serve the Pikes Peak region — not just national programs. Whether you have a Social Security number or use an ITIN, there are real pathways here. Take your time, compare your options, and never feel pressured to sign anything quickly.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN TELLER COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN TELLER COUNTY →37CO COUNTIES WITH DOORSThe whole stateEvery county in Colorado, in this same lane.43 institutions fund personal financing inside Colorado county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

