Personal financing in Maui County.

County-by-county financing guides. No paperwork. No social. No ID.

7 institutions are headquartered inside the Maui County line, and 4 more keep a branch here. Below, we say which is which.

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Not this lane? Business FinancingHome Financing

In this county11DOORS INSIDE THE COUNTY LINE

7HEADQUARTERED HERE

1OF THOSE, CDFI-CERTIFIED

THE DIRECTORY

The doors in Maui County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

THE MAP OF DOORSHawaii

Maui County

11: DOORS HERE
7: BASED HERE
4: HI COUNTIES WITH DOORS

At a glance

Lane: Personal Financing
County: Maui County · 165K residents
State: Hawaii →
Institutions: 1411 inside the county line · 7 headquartered here

LEER ESTO EN ESPAÑOL

No agenda

We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.

Based here vs. serves here

A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.

Where this comes from

Every institution on this page comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Headquartered in Maui County7

Kahului Credit UnionMinority depositoryKahului · Credit union
Personal · Home
Lanai Credit UnionMinority depositoryLanai City · Credit union
Personal
Maui Credit UnionMinority depositoryKahului · Credit union
Personal · Home
Maui Teachers Credit UnionMinority depositoryWailuku · Credit union
Personal · Home · Business capital
Molokai Community Credit UnionCDFI-certifiedMinority depositoryKaunakakai · Credit union
Personal · Home
IN THIS LIST
1 of the 14 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
Valley Isle Community Credit UnionMinority depositoryKahului · Credit union
Personal · Home · Business capital
Wailuku Credit UnionMinority depositoryKahului · Credit union
Personal · Home

Keeps a branch in Maui County4

Based elsewhere, with a member-facing office inside the Maui County line. You can walk in.

Aloha Pacific Credit UnionMinority depositoryHonolulu · Credit union
Personal · Home · Business capital
Hawaii State Credit UnionMinority depositoryHonolulu · Credit union
Personal · Home · Business capital
Hawaiian Financial Credit UnionMinority depositoryHonolulu · Credit union
Personal · Home · Business capital
Hawaiiusa Credit UnionMinority depositoryHonolulu · Credit union
Personal · Home · Business capital

National — works with an ITIN3

Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital
Grameen AmericaAccepts ITINNew York · National nonprofit lender
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A porch at dusk, string lights on, two chairs pulled up — OPEN DOORS IN MAUI COUNTY11 minority depositories

THE GUIDE

This guide helps solo contractors, small real-estate investors, and working families in Maui County understand their personal financing options — from small personal loans to lines of credit. It highlights the local lenders, credit unions, CDFIs, and community organizations that actually serve Maui residents, including those who use an ITIN instead of a Social Security Number. Federal programs are referenced for context, but the focus is on who you can walk into or call right here on Maui. Take your time, compare your options, and never feel pressured to sign anything you don't fully understand.

WHO SAYS YES HERE

1CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Molokai Community Credit Union

11Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Aloha Pacific Credit Union · Hawaii State Credit Union

FROM HERE

Same county, another question.

A worn carpenter's bench at first light, hand tools and gloves laid out

Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN MAUI COUNTY →

Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN MAUI COUNTY →4HI COUNTIES WITH DOORSThe whole stateEvery county in Hawaii, in this same lane.41 institutions fund personal financing inside Hawaii county lines.OPEN THE STATE →

The Hawaii counties with the most doors of this kind

Honolulu County23 doors Hawaii County8 doors Kauai County7 doors

Across the network

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions