Personal financing in Floyd County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Floyd County line, but 6 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingHome Financing
The doors in Floyd County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Floyd County line. You can walk in.
- Centra Credit UnionPersonal · Home · Business capital
- Everwise Credit UnionPersonal · Home · Business capital
- Indiana Members Credit UnionPersonal · Home · Business capital
- L & N Credit UnionPersonal · Home · Business capital
- One Vision Credit UnionPersonal · Home
- NO SOCIAL SECURITY NUMBER
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
- Park Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital

This guide helps solo contractors, small-business owners, and everyday residents of Floyd County, Indiana find trustworthy personal financing options close to home. We highlight local credit unions, CDFIs, and community lenders that actually serve this area — including options for people who use an ITIN instead of a Social Security number. Federal programs are referenced for context, but the real focus is the local layer where most people find real help. Take your time, compare your options, and never feel pressured to sign anything quickly.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN FLOYD COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN FLOYD COUNTY →72IN COUNTIES WITH DOORSThe whole stateEvery county in Indiana, in this same lane.93 institutions fund personal financing inside Indiana county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

