
This guide helps Ford County residents — including solo contractors, small investors, and Spanish-speaking community members — understand their personal financing options. It focuses on local lenders, credit unions, and community development organizations that actually serve the Dodge City area and the broader Ford County region. Federal programs are mentioned as background, but local intermediaries are your best starting point. Take your time, compare options, and never feel pressured to sign anything you do not fully understand.
Ask Iris. She'll explain it the way it should have been explained the first time.