ORIGENCAPITAL

Personal financing in Larue County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Larue County line, but 1 keep an office open here. They are below, by name and by town.

Not this lane? Business FinancingHome Financing

In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Larue County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Larue County1

Based elsewhere, with a member-facing office inside the Larue County line. You can walk in.

  • Abound Credit UnionRadcliff · Credit union
    Personal · Home · Business capital
Serving all of Kentucky7
  • Community Ventures Corporation, Inc.SBA microlenderLexington · CDFI loan fund
    Community lending · Business capital
  • Human/Economic Appalachian Development CorporationLondon · CDFI loan fund
    Community lending · Business capital
  • Kentucky Highlands Investment CorporationSBA microlenderLondon · CDFI loan fund
    Community lending · Business capital
  • Redbud Financial Alternatives, Inc.Hazard · CDFI loan fund
    Community lending · Business capital
  • Mountain Association for Community Econ. Dev.Berea · SBA microloan intermediary
    Business capital
  • IN THIS LIST

    4 of the 11 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Purchase Area Development DistrictMayfield · SBA microloan intermediary
    Business capital
  • Southeast Kentucky Economic Dev. Corp. (SKED)Somerset · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A porch at dusk, string lights on, two chairs pulled up
OPEN DOORS IN LARUE COUNTY
THE GUIDE

This guide helps Larue County residents — including solo contractors, small real-estate investors, and Spanish-speaking neighbors — understand personal financing options available locally and across the Bluegrass State. It focuses on the local intermediary layer: credit unions, CDFIs, and community banks that actually serve Elizabethtown and surrounding Larue County communities. Federal programs like FHA and SBA loans are useful background, but local lenders and nonprofits are your first and best point of contact. Take your time, compare offers, and use this guide to ask better questions before you sign anything.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions