Personal financing in Logan County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Logan County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingHome Financing
The doors in Logan County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Logan County line. You can walk in.
- Service One Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Community Ventures Corporation, Inc.SBA microlenderCommunity lending · Business capital
- Human/Economic Appalachian Development CorporationCommunity lending · Business capital
- Kentucky Highlands Investment CorporationSBA microlenderCommunity lending · Business capital
- Redbud Financial Alternatives, Inc.Community lending · Business capital
- Mountain Association for Community Econ. Dev.Business capital
- IN THIS LIST
5 of the 11 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Purchase Area Development DistrictBusiness capital
- Southeast Kentucky Economic Dev. Corp. (SKED)Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps residents of Logan County, Kentucky — including solo contractors, small business owners, and Spanish-speaking community members — understand their personal financing options. It focuses on local credit unions, CDFIs, and community lenders that actually serve this region, with honest guidance on documents, state rules, and red flags to watch for. Origen Capital is a directory, not a lender, and never collects your personal information. Take your time, compare options, and choose what truly fits your situation.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Service One Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Service One Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN LOGAN COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN LOGAN COUNTY →44KY COUNTIES WITH DOORSThe whole stateEvery county in Kentucky, in this same lane.44 institutions fund personal financing inside Kentucky county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

