Personal financing in Kennebec County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Kennebec County line, and 3 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingHome Financing
The doors in Kennebec County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- New Dimensions Credit UnionPersonal · Home · Business capital
Based elsewhere, with a member-facing office inside the Kennebec County line. You can walk in.
- Great Falls Regional Credit UnionPersonal · Home
- Maine Savings Credit UnionPersonal · Home · Business capital
- University Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, small real-estate investors, and working families in Kennebec County, Maine understand their personal financing options. It highlights local credit unions, Maine-based CDFIs, and ITIN-friendly lenders that actually serve the Augusta area and surrounding towns. Federal programs are mentioned as background, but the focus is on the local intermediaries who can sit across the table from you. Take your time, compare options, and never feel pressured to sign anything you do not fully understand.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN KENNEBEC COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN KENNEBEC COUNTY →14ME COUNTIES WITH DOORSThe whole stateEvery county in Maine, in this same lane.25 institutions fund personal financing inside Maine county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

