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Personal financing in Kennebec County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Kennebec County line, and 3 more keep a branch here. Below, we say which is which.

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In this county4DOORS INSIDE THE COUNTY LINE
1HEADQUARTERED HERE
THE DIRECTORY

The doors in Kennebec County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Kennebec County1
  • New Dimensions Credit UnionWaterville · Credit union
    Personal · Home · Business capital
Keeps a branch in Kennebec County3

Based elsewhere, with a member-facing office inside the Kennebec County line. You can walk in.

  • Great Falls Regional Credit UnionLewiston · Credit union
    Personal · Home
  • Maine Savings Credit UnionHampden · Credit union
    Personal · Home · Business capital
  • University Credit UnionOrono · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A porch at dusk, string lights on, two chairs pulled up
OPEN DOORS IN KENNEBEC COUNTY
THE GUIDE

This guide helps solo contractors, small real-estate investors, and working families in Kennebec County, Maine understand their personal financing options. It highlights local credit unions, Maine-based CDFIs, and ITIN-friendly lenders that actually serve the Augusta area and surrounding towns. Federal programs are mentioned as background, but the focus is on the local intermediaries who can sit across the table from you. Take your time, compare options, and never feel pressured to sign anything you do not fully understand.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions