Personal financing in Clare County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Clare County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingHome Financing
The doors in Clare County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Clare County line. You can walk in.
- Members First Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Community Promise FCUCDFI-certifiedPersonal
- Great Lakes Womens Business CouncilSBA microlenderCommunity lending · Business capital
- Metro Community Development, Inc.SBA microlenderCommunity lending · Business capital
- Grand Rapids Opportunities for Women (GROW)Business capital
- Michigan Women's FoundationBusiness capital
- IN THIS LIST
4 of the 10 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Northern InitiativesBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps Clare County residents — including solo contractors, small investors, and Spanish-speaking community members — understand personal financing options close to home. It highlights local credit unions, CDFIs, and community lenders that actually serve the region, not just national programs. It also explains what documents you may need, what traps to watch for, and how to take the next step with confidence.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Members First Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Members First Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN CLARE COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN CLARE COUNTY →77MI COUNTIES WITH DOORSThe whole stateEvery county in Michigan, in this same lane.132 institutions fund personal financing inside Michigan county lines.OPEN THE STATE →
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