Personal financing in Union County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Union County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingHome Financing
The doors in Union County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- BNA BankPersonal · Business capital
- BNA Bancshares, Inc.Community lending
Based elsewhere, with a member-facing office inside the Union County line. You can walk in.
- Communityamerica Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
2 of the 6 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps Union County, Mississippi residents — including solo contractors, small real-estate investors, and Spanish-speaking community members — understand their personal financing options. It focuses on the local lenders, credit unions, CDFIs, and community programs that actually serve this region. Federal programs like SBA loans are included as helpful background, but the real emphasis is on the intermediaries closest to you. Take your time, compare your options, and never feel pressured to sign anything quickly.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
BNA Bank · BNA Bancshares, Inc.Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Communityamerica Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN UNION COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN UNION COUNTY →61MS COUNTIES WITH DOORSThe whole stateEvery county in Mississippi, in this same lane.104 institutions fund personal financing inside Mississippi county lines.OPEN THE STATE →
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