
This guide helps Butler County residents — including solo contractors, small investors, and Spanish-speaking community members — understand personal financing options available locally. It highlights trusted local lenders, community development financial institutions (CDFIs), credit unions, and ITIN-friendly lenders that actually serve the Hamilton and Middletown areas. It also explains what documents you need, what state rules apply in Ohio, and how to spot and avoid predatory lending traps.
Ask Iris. She'll explain it the way it should have been explained the first time.