Personal financing in Castro County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Castro County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingHome Financing
The doors in Castro County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Castro County line. You can walk in.
- Hereford Texas Credit UnionPersonal · Business capital
- AltCapSBA microlenderCommunity lending · Business capital
- Just Community, IncCommunity lending · Business capital
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- PeopleFundSBA microlenderCommunity lending · Business capital
- Alliance for Multicultural Community ServicesBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
4 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide is written for solo contractors, working families, and small investors in Castro County, Texas who want to understand their personal financing options. It highlights local and regional lenders, CDFIs, and credit unions that actually serve the South Plains area — not just national programs. Whether you have a Social Security Number or an ITIN, there are real pathways available to you. Take your time, compare your options, and never feel pressured to sign anything you don't fully understand.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN CASTRO COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN CASTRO COUNTY →119TX COUNTIES WITH DOORSThe whole stateEvery county in Texas, in this same lane.261 institutions fund personal financing inside Texas county lines.OPEN THE STATE →
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