ORIGENCAPITAL

Personal financing in Kendall County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Kendall County line, but 2 keep an office open here. They are below, by name and by town.

Not this lane? Business FinancingHome Financing

In this county2DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Kendall County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Kendall County2

Based elsewhere, with a member-facing office inside the Kendall County line. You can walk in.

  • Alliance Credit UnionLubbock · Credit union
    Personal · Home · Business capital
  • Security Service Credit UnionSan Antonio · Credit union
    Personal · Home · Business capital
Serving all of Texas5
  • AltCapSBA microlenderKansas City · CDFI loan fund
    Community lending · Business capital
  • Just Community, IncAustin · CDFI loan fund
    Community lending · Business capital
  • LiftFund, Inc.SBA microlenderSan Antonio · CDFI loan fund
    Community lending · Business capital
  • PeopleFundSBA microlenderAustin · CDFI loan fund
    Community lending · Business capital
  • Alliance for Multicultural Community ServicesHouston · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
IN THIS LIST

4 of the 10 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A porch at dusk, string lights on, two chairs pulled up
OPEN DOORS IN KENDALL COUNTY
THE GUIDE

This guide helps solo contractors, small investors, and everyday residents of Kendall County, Texas — including Spanish-speaking neighbors — find honest, affordable personal financing. It focuses on the local lenders, credit unions, CDFIs, and ITIN-friendly institutions that actually serve the Boerne, Comfort, and Fair Oaks Ranch areas. Federal programs like FHA and SBA are useful tools, but your first call should be to a local intermediary who knows your community. Take your time, compare options, and never let anyone pressure you into signing something you don't understand.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions