Personal financing in Starr County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Starr County line. They are below, by name and by town.

Not this lane? Business FinancingHome Financing

In this county1DOORS INSIDE THE COUNTY LINE

THE DIRECTORY

The doors in Starr County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

THE MAP OF DOORSTexas

Starr County

1: DOORS HERE
1: BASED HERE
119: TX COUNTIES WITH DOORS

At a glance

Lane: Personal Financing
County: Starr County · 66K residents
State: Texas →
Institutions: 91 inside the county line · 1 headquartered here

LEER ESTO EN ESPAÑOL

No agenda

We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.

Based here vs. serves here

A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.

Where this comes from

Every institution on this page comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Headquartered in Starr County1

Starr County Teachers Credit UnionMinority depositoryRio Grande City · Credit union
Personal

Serving all of Texas5

AltCapSBA microlenderKansas City · CDFI loan fund
Community lending · Business capital
Just Community, IncAustin · CDFI loan fund
Community lending · Business capital
LiftFund, Inc.SBA microlenderSan Antonio · CDFI loan fund
Community lending · Business capital
PeopleFundSBA microlenderAustin · CDFI loan fund
Community lending · Business capital
Alliance for Multicultural Community ServicesHouston · SBA microloan intermediary
Business capital

National — works with an ITIN3

Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital
Grameen AmericaAccepts ITINNew York · National nonprofit lender
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital

IN THIS LIST

4 of the 9 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A porch at dusk, string lights on, two chairs pulled up — OPEN DOORS IN STARR COUNTY1 minority depositories

THE GUIDE

This guide helps solo contractors, small investors, and everyday residents of Starr County, Texas understand their personal financing options — from credit unions and CDFIs to ITIN-friendly lenders and state programs. Starr County's economy is deeply tied to agriculture, trade across the Rio Grande, and small family businesses, so local institutions that truly understand the community are highlighted throughout. Federal programs like FHA or SBA loans are useful context, but the real starting point is always the local intermediary that knows your situation. Take your time, compare your options, and trust institutions that are transparent about their terms.

FROM HERE

Same county, another question.

A worn carpenter's bench at first light, hand tools and gloves laid out

Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN STARR COUNTY →

Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN STARR COUNTY →119TX COUNTIES WITH DOORSThe whole stateEvery county in Texas, in this same lane.261 institutions fund personal financing inside Texas county lines.OPEN THE STATE →

The Texas counties with the most doors of this kind

Harris County50 doors Dallas County17 doors Tarrant County14 doors Bexar County14 doors Collin County13 doors Hidalgo County13 doors McLennan County13 doors Travis County12 doors

Across the network

The Forge DoorBase ReadyDocs The Legacy Bridge

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions