ORIGENCAPITAL

Personal financing in Grand County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Grand County line, and 2 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingHome Financing

In this county3DOORS INSIDE THE COUNTY LINE
1HEADQUARTERED HERE
THE DIRECTORY

The doors in Grand County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Grand County1
  • Desert Rivers Credit UnionMoab · Credit union
    Personal · Home · Business capital
Keeps a branch in Grand County2

Based elsewhere, with a member-facing office inside the Grand County line. You can walk in.

  • Eastern Utah Community Credit UnionPrice · Credit union
    Personal · Home · Business capital
  • Mountain America Credit UnionSandy · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A porch at dusk, string lights on, two chairs pulled up
OPEN DOORS IN GRAND COUNTY
THE GUIDE

This guide helps solo contractors, small investors, and working families in Grand County, Utah find honest, local financing options — from personal loans to small business credit lines. We focus on the local intermediaries who actually serve Moab and the surrounding area: community development financial institutions (CDFIs), credit unions, ITIN-friendly lenders, and the SBA Utah District Office. Federal programs are background context; the real story is the trusted local layer that can sit across the table from you and understand your situation. Take your time, compare your options, and never let anyone rush you into signing.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions