Personal financing in Grand County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Grand County line, and 2 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingHome Financing
The doors in Grand County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Desert Rivers Credit UnionPersonal · Home · Business capital
Based elsewhere, with a member-facing office inside the Grand County line. You can walk in.
- Eastern Utah Community Credit UnionPersonal · Home · Business capital
- Mountain America Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, small investors, and working families in Grand County, Utah find honest, local financing options — from personal loans to small business credit lines. We focus on the local intermediaries who actually serve Moab and the surrounding area: community development financial institutions (CDFIs), credit unions, ITIN-friendly lenders, and the SBA Utah District Office. Federal programs are background context; the real story is the trusted local layer that can sit across the table from you and understand your situation. Take your time, compare your options, and never let anyone rush you into signing.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN GRAND COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN GRAND COUNTY →22UT COUNTIES WITH DOORSThe whole stateEvery county in Utah, in this same lane.36 institutions fund personal financing inside Utah county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

