ORIGENCAPITAL

Personal financing in Bedford County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Bedford County line, but 3 keep an office open here. They are below, by name and by town.

Not this lane? Business FinancingHome Financing

In this county3DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Bedford County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Bedford County3

Based elsewhere, with a member-facing office inside the Bedford County line. You can walk in.

  • Beacon Credit Union, IncorporatedLynchburg · Credit union
    Personal · Home · Business capital
  • Central Virginia Credit UnionLynchburg · Credit union
    Personal · Home · Business capital
  • Virginia Credit UnionRichmond · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A porch at dusk, string lights on, two chairs pulled up
OPEN DOORS IN BEDFORD COUNTY
THE GUIDE

This guide helps Bedford County residents — including solo contractors, small-business owners, and Spanish-speaking community members — understand personal financing options available locally. It covers who qualifies, what documents you need, which local lenders and CDFIs actually serve this area, Virginia-specific rules, and how to protect yourself from predatory lending. Origen Capital is a directory, not a lender, and this guide does not collect your personal information.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions