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A neighbourhood street at first light, warm sun between the houses
The state · WV

Every door in West Virginia.

County-by-county financing guides. No paperwork. No social. No ID.

55COUNTIES
36WITH A LOCAL DOOR
72INSTITUTIONS BASED HERE
14OF THEM CDFI-CERTIFIED
Based hereTHREE OFF THE LIST
  • Big Coal River Bancorp, Inc.Whitesville · CDFI
  • CALHOUN BANKSHARES, INC.Grantsville · CDFI
  • Calhoun County Bank, Inc.Grantsville · CDFI

NOBODY PAID TO BE LISTED

Choose a lane

What kind of financing?

Pick the lane and we walk you through every county in West Virginia — already filtered.

A worn carpenter's bench at first light, hand tools and gloves laid outLane 01Business FinancingCapital · Equipment · Credit
A modest house in warm evening lightLane 02Home FinancingPurchase · Renovate · Equity
A porch at dusk, string lights on, two chairs pulled upLane 03Personal FinancingCredit · Debt · Bridge
Start where you work

The busiest markets.

A city takes you to the county that holds it — that is where the answer lives.

01CharlestonKanawha County15doors inside the county lineCommunityWorks in West Virginia, Inc.CDFIElementCredit union · CDFI181K residents in the county02HuntingtonCabell County9doors inside the county lineDescoCredit union · CDFIAppalachian Power EmployeesCredit union94K residents in the county03MorgantownMonongalia County5doors inside the county lineFairmontCredit unionMorgantown A E SCredit union106K residents in the county
Largest counties
Berkeley County122K residentsWood County84K residentsRaleigh County75K residentsHarrison County66K residentsMercer County60K residentsJefferson County58K residentsPutnam County57K residentsMarion County56K residentsOhio County42K residentsFayette County40K residentsWayne County39K residentsPreston County34K residents
An aerial at sundown: fields and section roads cut the land into parcels, one small town lit at the lower left
The county index

All 55 counties in West Virginia.

Every one has its own page. Where there are no good doors, we say so on the page.

36counties with a lender based inside the line
19served from outside the county

We do not hide it. Their page names the nearest door and how far out it sits.

72institutions headquartered in West Virginia

Credit unions, CDFIs and microlenders. Nobody paid to be listed.

From the Journal
In the hollers the banks left, community lenders stayed — this is one of the states they were invented for.
— Isabella · Read the Journal →
The ground

Inside West Virginia.

What it costs to live here, what the state charges, and who works here — so you know what you are measuring against before you talk to anyone.

West Virginia, dot by dot36 OF 55 COUNTIES WITH A DOOR OF THEIR OWN
1.77M
Population
$54,329
Median Household Income
87.7
Cost of Living · US = 100
$166,800
Median Home Value
What West Virginia charges
Income Tax
2.36% – 5.12%
Sales Tax
6.0% state · 0.55% avg local
Property Tax
0.57% effective
Capital Gains
Taxed as income
Retirement Income
Social Security partial exempt · pensions partial
Who works here
  • 01Coal & EnergySouthern West Virginia
  • 02Chemicals & ManufacturingKanawha Valley · Charleston
  • 03Tourism & OutdoorNew River Gorge · Snowshoe
Business Tax Rate
6.5%
Corporate Income Tax
6.5%
Five zips worth watching
  1. 26508Morgantown≈ $385,000
  2. 25301Charleston≈ $285,000
  3. 25314Charleston≈ $325,000
  4. 26505Morgantown≈ $345,000
  5. 25701Huntington≈ $245,000

Public Zillow estimates, rounded. Treat them as a rough read.

SOURCES Census ACS 5-year 2023 · BEA/MERIC COLI 2024 · Zillow 2026-Q1 · Tax Foundation 2025 · Zillow ZHVI 2026-Q1 · Updated 2026-04Compliance · ReadyDocs Contractors · The Board Rental market · DoorBase
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Answered in English and SpanishNo account. No name.55 counties