Business financing in Randolph County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Randolph County line, but 2 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Randolph County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Randolph County line. You can walk in.
- Alabama One Credit UnionPersonal · Home · Business capital
- Fort Mcclellan Credit UnionPersonal · Home · Business capital
- Community Enterprise Investments, Inc.Business capital
- First National Bank and TrustPersonal · Business capital
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- Renaissance Community Loan Fund, Inc.SBA microlenderCommunity lending · Business capital
- United BankPersonal · Business capital
- IN THIS LIST
5 of the 11 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- United Bancorporation of Alabama, IncCommunity lending
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide walks solo contractors and small business owners in Randolph County, Alabama through the most practical paths to business financing — from local credit unions and CDFIs to SBA-backed programs offered through regional lenders. Randolph County's economy leans on manufacturing, agriculture, and small trade businesses, and the financing options here reflect that. Whether you have a full credit history, limited credit, or use an ITIN instead of a Social Security Number, there are real options available to you. Read through carefully, gather your documents, and connect with a local intermediary before signing anything.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN RANDOLPH COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN RANDOLPH COUNTY →59AL COUNTIES WITH DOORSThe whole stateEvery county in Alabama, in this same lane.57 institutions fund business financing inside Alabama county lines.OPEN THE STATE →
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