Business financing in La Plata County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the La Plata County line, and 2 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in La Plata County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Region 9 Economic Development District of SW ColoradoBusiness capital
Based elsewhere, with a member-facing office inside the La Plata County line. You can walk in.
- Credit Union of Colorado, APersonal · Home · Business capital
- Sunward Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps solo contractors and small business owners in La Plata County, Colorado understand their financing options in plain language. It spotlights local credit unions, CDFIs, and SBA-connected lenders that actually serve the Durango area — including options for ITIN holders. Federal programs are referenced for context, but the focus is on the local intermediaries who can sit down with you, understand your business, and walk you through the process. Take your time, compare options, and never feel pressured to sign anything quickly.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN LA PLATA COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN LA PLATA COUNTY →36CO COUNTIES WITH DOORSThe whole stateEvery county in Colorado, in this same lane.48 institutions fund business financing inside Colorado county lines.OPEN THE STATE →
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