Business financing in Yuma County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Yuma County line. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Yuma County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Yuma County Credit UnionPersonal · Home · Business capital
- AltCapSBA microlenderCommunity lending · Business capital
- Colorado Enterprise Fund, Inc.SBA microlenderCommunity lending · Business capital
- Community Enterprise Development ServicesSBA microlenderCommunity lending · Business capital
- HomesFundCommunity lending · Business capital
- Region 10 LEAP for Economic DevelopmentBusiness capital
- IN THIS LIST
4 of the 10 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Region 9 Economic Development District of SW ColoradoBusiness capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, small business owners, and real estate investors in Yuma County, Colorado understand their local financing options. We highlight the local credit unions, CDFIs, and SBA-connected resources that actually serve this rural Eastern Plains community. Whether you have a Social Security Number or an ITIN, there are real pathways to affordable business credit here. Take your time, compare your options, and work with lenders who know Yuma County.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN YUMA COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN YUMA COUNTY →36CO COUNTIES WITH DOORSThe whole stateEvery county in Colorado, in this same lane.48 institutions fund business financing inside Colorado county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

