ORIGENCAPITAL

Business financing in Broward County.

County-by-county financing guides. No paperwork. No social. No ID.

9 institutions are headquartered inside the Broward County line, and 9 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county18DOORS INSIDE THE COUNTY LINE
9HEADQUARTERED HERE
13FUND THIS LANE HERE
3OF THOSE, CDFI-CERTIFIED
THE DIRECTORY

The doors in Broward County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Broward County9
  • Brightstar Credit UnionFort Lauderdale · Credit union
    Personal · Home · Business capital
  • Central County Community Development CorporationFort Lauderdale · CDFI loan fund
    Community lending · Business capital
  • Memorial Employees Financial Credit UnionHollywood · Credit union
    Personal · Home · Business capital
  • Power Financial Credit UnionPembroke Pines · Credit union
    Personal · Home · Business capital
  • Tropical Financial Credit UnionMiramar · Credit union
    Personal · Home · Business capital
  • IN THIS LIST

    4 of the 21 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • We Florida Financial Credit UnionCDFI-certifiedFort Lauderdale · Credit union
    Personal · Home · Business capital
  • Broward Healthcare Credit UnionFort Lauderdale · Credit union
    Personal · Home
  • Connect Credit UnionCDFI-certifiedFort Lauderdale · Credit union
    Personal · Home
Show the other 1Show fewer
  • Priorityone Credit Union of FloridaSunrise · Credit union
    Personal · Home
Keeps a branch in Broward County9

Based elsewhere, with a member-facing office inside the Broward County line. You can walk in.

  • Dade County Credit UnionCDFI-certifiedMinority depositorySweetwater · Credit union
    Personal · Home · Business capital
  • First Florida Credit UnionJacksonville · Credit union
    Personal · Home · Business capital
  • Ithink Financial Credit UnionBoca Raton · Credit union
    Personal · Home · Business capital
  • Justice Credit UnionChantilly · Credit union
    Personal · Home · Business capital
  • Publix Employees Credit UnionLakeland · Credit union
    Personal · Home · Business capital
  • NO SOCIAL SECURITY NUMBER

    3 of these doors accept an ITIN.

    They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

  • Space Coast Credit UnionMelbourne · Credit union
    Personal · Home · Business capital
Show the other 3Show fewer
  • Ukrainian Credit UnionRochester · Credit union
    Personal · Home · Business capital
  • Educational Credit UnionMiami · Credit union
    Personal · Home
  • Jm Associates Credit UnionJacksonville · Credit union
    Personal · Home
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN BROWARD COUNTY1 minority depositories
THE GUIDE

This guide is written for solo contractors, small business owners, and real-estate investors in Broward County, Florida who want to understand their financing options clearly and without pressure. We highlight local lenders, credit unions, CDFIs, and community programs that actually serve Broward — not just national programs that may not fit your situation. Whether you have a Social Security Number or an ITIN, there are real pathways available to you here. Take your time, compare your options, and lean on the local intermediaries who know this market.

WHO SAYS YES HERE
4CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Central County Community Development Corporation · Dade County Credit Union
17Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Brightstar Credit Union · Dade County Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions