Business financing in Boise County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Boise County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Boise County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Boise County line. You can walk in.
- Mountain America Credit UnionPersonal · Home · Business capital
- Jannus, IncBusiness capital
- NHS Lending, Inc.Community lending · Business capital
- Seattle Economic Development Fund (dba: Business Impact Northwest)Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
1 of the 7 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, small business owners, and real estate investors in Boise County, Idaho find trustworthy financing options close to home. It highlights local credit unions, CDFIs, and SBA-connected lenders that actually serve this region — including options for ITIN holders. It also explains what documents you'll likely need, what state rules apply, and how to spot and avoid predatory lending traps.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN BOISE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN BOISE COUNTY →39ID COUNTIES WITH DOORSThe whole stateEvery county in Idaho, in this same lane.30 institutions fund business financing inside Idaho county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

