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Business financing in Boise County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Boise County line, but 1 keep an office open here. They are below, by name and by town.

Not this lane? Home FinancingPersonal Financing

In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Boise County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Boise County1

Based elsewhere, with a member-facing office inside the Boise County line. You can walk in.

  • Mountain America Credit UnionSandy · Credit union
    Personal · Home · Business capital
Serving all of Idaho3
  • Jannus, IncBoise · SBA microloan intermediary
    Business capital
  • NHS Lending, Inc.Boise · CDFI loan fund
    Community lending · Business capital
  • Seattle Economic Development Fund (dba: Business Impact Northwest)Tukwila · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
IN THIS LIST

1 of the 7 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN BOISE COUNTY
THE GUIDE

This guide helps solo contractors, small business owners, and real estate investors in Boise County, Idaho find trustworthy financing options close to home. It highlights local credit unions, CDFIs, and SBA-connected lenders that actually serve this region — including options for ITIN holders. It also explains what documents you'll likely need, what state rules apply, and how to spot and avoid predatory lending traps.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions