Home financing in Boise County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Boise County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Boise County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Boise County line. You can walk in.
- Mountain America Credit UnionPersonal · Home · Business capital
- NHS Lending, Inc.Community lending · Business capital
- Jannus, IncBusiness capital
- Seattle Economic Development Fund (dba: Business Impact Northwest)Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
1 of the 7 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Boise County is a rural, mountainous county in southwest Idaho where the housing market is shaped by tight inventory, rugged terrain, and a growing number of self-employed residents and small investors. This guide walks you through what home financing looks like locally — from who qualifies and what documents you'll need, to the specific lenders, credit unions, and community organizations that actually serve this area. Whether you have a Social Security number or an ITIN, there are real options here, and knowing where to start makes all the difference.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN BOISE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN BOISE COUNTY →39ID COUNTIES WITH DOORSThe whole stateEvery county in Idaho, in this same lane.31 institutions fund home financing inside Idaho county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

