Business financing in St John The Baptist Parish.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the St John The Baptist Parish line, but 2 keep an office open here. They are below, by name and by town.

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Not this lane? Home FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE

1FUND THIS LANE HERE

THE DIRECTORY

The doors in St John The Baptist Parish.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

THE MAP OF DOORSLouisiana

St John The Baptist Parish

2: DOORS HERE
0: BASED HERE
47: LA COUNTIES WITH DOORS

At a glance

Lane: Business Financing
County: St John The Baptist Parish · 42K residents
State: Louisiana →
Institutions: 112 inside the county line · 0 headquartered here

LEER ESTO EN ESPAÑOL

No agenda

We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.

Based here vs. serves here

A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.

Where this comes from

Every institution on this page comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Keeps a branch in St John The Baptist Parish2

Based elsewhere, with a member-facing office inside the St John The Baptist Parish line. You can walk in.

Onpath Credit UnionCDFI-certifiedMinority depositoryMetairie · Credit union
Personal · Home · Business capital
Total Choice Credit UnionHahnville · Credit union
Personal · Home

Serving all of Louisiana6

Bank of Commerce & Trust Co.Crowley · CDFI bank
Personal · Business capital
Catalyst BankOpelousas · CDFI bank
Personal · Business capital
Exchange Bank and Trust Co.Natchitoches · CDFI bank
Personal · Business capital
LiftFund, Inc.SBA microlenderSan Antonio · CDFI loan fund
Community lending · Business capital
Exchange Bancshares, Inc.Natchitoches · CDFI
Community lending
IN THIS LIST
7 of the 11 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
Legacy Financial Federal Credit UnionCDFI-certifiedTioga · Credit union
Personal

National — works with an ITIN3

Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital
Grameen AmericaAccepts ITINNew York · National nonprofit lender
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out — OPEN DOORS IN ST JOHN THE BAPTIST PARISH1 minority depositories

THE GUIDE

This guide helps solo contractors and small business owners in St. John the Baptist Parish, Louisiana understand their financing options from the ground up. It focuses on the local lenders, CDFIs, credit unions, and community organizations that actually serve this parish — not just national programs. Whether you have a Social Security Number or only an ITIN, there are real paths forward. Take your time, compare your options, and never rush into a loan that doesn't fit your situation.

WHO SAYS YES HERE

1CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Onpath Credit Union

2Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Onpath Credit Union · Total Choice Credit Union

FROM HERE

Same county, another question.

Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN ST JOHN THE BAPTIST PARISH →

A porch at dusk, string lights on, two chairs pulled up

Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN ST JOHN THE BAPTIST PARISH →47LA COUNTIES WITH DOORSThe whole stateEvery county in Louisiana, in this same lane.72 institutions fund business financing inside Louisiana county lines.OPEN THE STATE →

The Louisiana counties with the most doors of this kind

Orleans Parish13 doors East Baton Rouge Parish11 doors Jefferson Parish7 doors Caddo Parish7 doors St. Tammany Parish6 doors Ouachita Parish6 doors Livingston Parish6 doors Ascension Parish6 doors

Across the network

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions