BUSINESS FINANCING · MD

Business Financing Guide for Prince George's County, Maryland

Prince George's County, Maryland has a growing network of local lenders, CDFIs, credit unions, and state-backed programs designed to help small businesses and solo contractors access the capital they need. Whether you have a Social Security Number or an ITIN, there are real options available close to home. This guide walks you through what each financing type means, who qualifies, what documents you will need, and which local institutions actually serve this county. It also points out common traps so you can make confident, informed decisions.

§ 01 — What it is

It's a tool, not a trap.

§ 02 — Who qualifies

§ 03 — What you need

§ 04 — Where to start in Prince Georges County

Four doors worth knowing.

THE DIRECTORY

Every institution below comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

In Prince Georges County
AgricultureMerrifield
Credit union
Personal · Home · Business capital
Andrews Federal Credit UnionSuitland
Credit union · Minority depository institution
Personal · Home · Business capital
DemocracyAlexandria
Credit union · CDFI-certified · Minority depository institution
Personal · Home · Business capital
Dept of LaborWashington
Credit union · Minority depository institution
Personal · Home · Business capital
FedchoiceLanham
Credit union
Personal · Home · Business capital
LafayetteRockville
Credit union
Personal · Home · Business capital
Money OneLargo
Credit union
Personal · Home · Business capital
Prince George's CommunityBowie
Credit union · Minority depository institution
Personal · Home · Business capital
Prince Georges Financial Services CorporationLargo
CDFI loan fund
Community lending · Business capital
State Employees CU of Maryland, IncLinthicum
Credit union
Personal · Home · Business capital
Transit EmployeesGreenbelt
Credit union · Minority depository institution
Personal · Home · Business capital
John Wesley Ame Zion ChurchWashington
Credit union · Minority depository institution
Personal
MncppcCollege Park
Credit union
Personal · Home
None Suffer LackSuitland
Credit union · Minority depository institution
Personal · Home
Treasury DepartmentWashington
Credit union
Personal · Home
U S Postal ServiceClinton
Credit union
Personal · Home
W S S CLaurel
Credit union · Minority depository institution
Personal · Home
National — works with ITIN
Accion Opportunity FundSan Jose

Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

National nonprofit lenderAccepts ITIN
Business capital
Grameen AmericaNew York

Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

National nonprofit lenderAccepts ITIN
Business capital
Mission Asset FundSan Francisco

Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

National nonprofit lenderAccepts ITIN
Personal
§ 05 — What to avoid

Don't fall into these traps.

§ 06 — Ask a question
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

ACROSS THE NETWORK
§ 07 — Part of The Legacy Bridge Network

Four products. One purpose.