
Prince George's County, Maryland has a growing network of local lenders, CDFIs, credit unions, and state-backed programs designed to help small businesses and solo contractors access the capital they need. Whether you have a Social Security Number or an ITIN, there are real options available close to home. This guide walks you through what each financing type means, who qualifies, what documents you will need, and which local institutions actually serve this county. It also points out common traps so you can make confident, informed decisions.
Every institution below comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Ask Iris. She'll explain it the way it should have been explained the first time.