
This guide helps solo contractors, small business owners, and real-estate investors in Baltimore City understand their financing options — from local CDFIs and credit unions to SBA-backed loans and ITIN-friendly lenders. Baltimore has a strong network of community-focused lenders who work with people at all credit levels and immigration statuses. Origen Capital is a directory, not a lender — we connect you with the right local resources. Take your time, compare options, and never feel pressured to sign anything quickly.
Ask Iris. She'll explain it the way it should have been explained the first time.