Business financing in Dukes County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is based inside the Dukes County line. We do not hide that — below are the doors that serve it from the rest of Massachusetts.
Not this lane? Home FinancingPersonal Financing
The doors in Dukes County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Common Capital, Inc.SBA microlenderCommunity lending · Business capital
- Community Teamwork, Inc.Business capital
- Cooperative Fund of the Northeast, Inc.Community lending · Business capital
- Dorchester Bay Neighborhood Loan Fund, Inc.SBA microlenderCommunity lending · Business capital
- Grow America Fund, Inc.Community lending · Business capital
- IN THIS LIST
5 of the 11 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Jobs for Fall River Inc.Business capital
- NDC Community Impact Loan FundCommunity lending · Business capital
- New Bedford Economic Development Council, IncBusiness capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Dukes County — home to Martha's Vineyard and the Elizabeth Islands — has a seasonal, tourism-driven economy where small contractors, hospitality businesses, and real estate investors face unique financing challenges. This guide walks you through the types of business financing available locally, who qualifies, what documents you'll need, and which local and regional lenders, CDFIs, and credit unions actually serve this island community. We highlight honest, accessible options and warn you about common traps so you can make informed decisions without pressure.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN DUKES COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN DUKES COUNTY →12MA COUNTIES WITH DOORSThe whole stateEvery county in Massachusetts, in this same lane.66 institutions fund business financing inside Massachusetts county lines.OPEN THE STATE →
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