Business financing in Shiawassee County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Shiawassee County line, but 6 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Shiawassee County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Shiawassee County line. You can walk in.
- Dort Financial Credit UnionPersonal · Home · Business capital
- Frankenmuth Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Lafcu Credit UnionPersonal · Home · Business capital
- Pfcu Credit UnionPersonal · Home · Business capital
- Security Credit UnionCDFI-certifiedPersonal · Home · Business capital
- IN THIS LIST
2 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Team One Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps solo contractors, small business owners, and real estate investors in Shiawassee County, Michigan understand their financing options. It focuses on the local lenders, credit unions, CDFIs, and community programs that actually serve this area — not just national programs. Whether you have a Social Security Number or an ITIN, there are real pathways to funding here. Read at your own pace; there is no pressure and no deadline.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Frankenmuth Credit Union · Security Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Dort Financial Credit Union · Frankenmuth Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN SHIAWASSEE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN SHIAWASSEE COUNTY →76MI COUNTIES WITH DOORSThe whole stateEvery county in Michigan, in this same lane.120 institutions fund business financing inside Michigan county lines.OPEN THE STATE →
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