Personal financing in Shiawassee County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Shiawassee County line, but 6 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingHome Financing
The doors in Shiawassee County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Shiawassee County line. You can walk in.
- Dort Financial Credit UnionPersonal · Home · Business capital
- Frankenmuth Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Lafcu Credit UnionPersonal · Home · Business capital
- Pfcu Credit UnionPersonal · Home · Business capital
- Security Credit UnionCDFI-certifiedPersonal · Home · Business capital
- IN THIS LIST
2 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Team One Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide walks residents of Shiawassee County, Michigan through their real personal financing options — from local credit unions and CDFIs to ITIN-friendly lenders and the SBA Michigan District Office. Whether you are a solo contractor, a small landlord, or someone building credit from the ground up, this guide focuses on the local institutions that actually serve your community. Federal programs like FHA loans or SBA 7(a) loans are explained as context, but the emphasis is always on who you can walk into or call here in Shiawassee County. Take your time, compare your options, and never feel pressured to sign anything quickly.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Frankenmuth Credit Union · Security Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Dort Financial Credit Union · Frankenmuth Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN SHIAWASSEE COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN SHIAWASSEE COUNTY →77MI COUNTIES WITH DOORSThe whole stateEvery county in Michigan, in this same lane.132 institutions fund personal financing inside Michigan county lines.OPEN THE STATE →
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