Business financing in Sherburne County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Sherburne County line, but 3 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Sherburne County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Sherburne County line. You can walk in.
- Blaze Credit UnionPersonal · Home · Business capital
- Credit Union 1Personal · Home · Business capital
- St. Cloud Financial Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors and small business owners in Sherburne County, Minnesota understand their financing options — from local credit unions and CDFIs to SBA-backed loans. It highlights the local intermediaries who actually serve this community, including ITIN-friendly lenders for those without a Social Security Number. Take your time, compare options, and never feel pressured to sign anything quickly.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN SHERBURNE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN SHERBURNE COUNTY →52MN COUNTIES WITH DOORSThe whole stateEvery county in Minnesota, in this same lane.59 institutions fund business financing inside Minnesota county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

