Business financing in Carroll County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is based inside the Carroll County line. We do not hide that — below are the doors that serve it from the rest of Mississippi.
Not this lane? Home FinancingPersonal Financing
The doors in Carroll County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- BankFirst Financial ServicesPersonal · Business capital
- Communities Unlimited, Inc.SBA microlenderCommunity lending · Business capital
- First BankPersonal · Business capital
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- Renaissance Community Loan Fund, Inc.SBA microlenderCommunity lending · Business capital
- IN THIS LIST
8 of the 11 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- The Jefferson BankPersonal · Business capital
- BankFirst Capital CorporationCommunity lending
- First Southwest Corporation McComb, MSCommunity lending
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, small business owners, and real-estate investors in Carroll County, Mississippi understand their financing options in plain, straightforward language. It highlights local and regional lenders, CDFIs, credit unions, and ITIN-friendly resources that actually serve this area — not just national programs. Whether you are just starting out or looking to grow, this guide gives you a clear picture of where to start, what to bring, and what to watch out for.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN CARROLL COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN CARROLL COUNTY →54MS COUNTIES WITH DOORSThe whole stateEvery county in Mississippi, in this same lane.65 institutions fund business financing inside Mississippi county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

