Business financing in Stone County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Stone County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Stone County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Stone County line. You can walk in.
- Keesler Credit UnionPersonal · Home · Business capital
- BankFirst Financial ServicesPersonal · Business capital
- Communities Unlimited, Inc.SBA microlenderCommunity lending · Business capital
- First BankPersonal · Business capital
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- Renaissance Community Loan Fund, Inc.SBA microlenderCommunity lending · Business capital
- IN THIS LIST
8 of the 12 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- The Jefferson BankPersonal · Business capital
- BankFirst Capital CorporationCommunity lending
- First Southwest Corporation McComb, MSCommunity lending
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, small business owners, and real-estate investors in Stone County, Mississippi find honest, accessible financing. We focus on local lenders, CDFIs, and community credit unions that actually serve this area — not just national programs. Whether you have a Social Security number or an ITIN, there are real options here for you. Take your time, compare options, and never sign anything you don't fully understand.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN STONE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN STONE COUNTY →54MS COUNTIES WITH DOORSThe whole stateEvery county in Mississippi, in this same lane.65 institutions fund business financing inside Mississippi county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

