ORIGENCAPITAL

Business financing in Stone County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Stone County line, but 1 keep an office open here. They are below, by name and by town.

Not this lane? Home FinancingPersonal Financing

In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Stone County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Stone County1

Based elsewhere, with a member-facing office inside the Stone County line. You can walk in.

  • Keesler Credit UnionBiloxi · Credit union
    Personal · Home · Business capital
Serving all of Mississippi8
  • BankFirst Financial ServicesColumbus · CDFI bank
    Personal · Business capital
  • Communities Unlimited, Inc.SBA microlenderFayetteville · CDFI loan fund
    Community lending · Business capital
  • First BankMccomb · CDFI bank
    Personal · Business capital
  • LiftFund, Inc.SBA microlenderSan Antonio · CDFI loan fund
    Community lending · Business capital
  • Renaissance Community Loan Fund, Inc.SBA microlenderGulfport · CDFI loan fund
    Community lending · Business capital
  • IN THIS LIST

    8 of the 12 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • The Jefferson BankGreenville · CDFI bank
    Personal · Business capital
  • BankFirst Capital CorporationColumbus · CDFI
    Community lending
  • First Southwest Corporation McComb, MSMccomb · CDFI
    Community lending
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN STONE COUNTY
THE GUIDE

This guide helps solo contractors, small business owners, and real-estate investors in Stone County, Mississippi find honest, accessible financing. We focus on local lenders, CDFIs, and community credit unions that actually serve this area — not just national programs. Whether you have a Social Security number or an ITIN, there are real options here for you. Take your time, compare options, and never sign anything you don't fully understand.

IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions