ORIGENCAPITAL

Business financing in Lewis And Clark County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Lewis And Clark County line, and 1 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE
1HEADQUARTERED HERE
THE DIRECTORY

The doors in Lewis And Clark County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Lewis And Clark County1
  • Vocal Credit UnionCDFI-certifiedHelena · Credit union
    Personal
Keeps a branch in Lewis And Clark County1

Based elsewhere, with a member-facing office inside the Lewis And Clark County line. You can walk in.

  • Clearwater Credit UnionCDFI-certifiedMissoula · Credit union
    Personal · Home · Business capital
Serving all of Montana2
  • Great Falls Development Authority, Inc.Great Falls · CDFI loan fund
    Community lending · Business capital
  • MoFiMissoula · SBA microloan intermediary
    Business capital
National — works with an ITIN2
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
IN THIS LIST

3 of the 6 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

2 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN LEWIS AND CLARK COUNTY
THE GUIDE

This guide helps solo contractors and small business owners in Lewis and Clark County, Montana understand their financing options — from local credit unions and CDFIs to SBA-backed loans. We focus on the local people and organizations who can actually sit down with you, review your situation, and help you move forward. Origen Capital is a directory, not a lender, and we never collect your personal information. Take your time, compare your options, and work with lenders who respect your goals.

WHO SAYS YES HERE
2CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Clearwater Credit Union · Vocal Credit Union
2Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Clearwater Credit Union · Vocal Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions