Business financing in Cascade County.
County-by-county financing guides. No paperwork. No social. No ID.
5 institutions are headquartered inside the Cascade County line, Great Falls included, and 2 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Cascade County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Montana Credit UnionPersonal · Home · Business capital
- Montana Homeownership Network, Inc. TheCommunity lending · Business capital
- 1st Liberty Credit UnionPersonal · Home
- Russell Country Credit UnionPersonal · Home
- The Family First Credit UnionPersonal · Home
Based elsewhere, with a member-facing office inside the Cascade County line. You can walk in.
- Clearwater Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Horizon Credit UnionPersonal · Home · Business capital
- Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
2 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps solo contractors and small business owners in Cascade County, Montana find honest, accessible business financing. We highlight local credit unions, CDFIs, and SBA-connected lenders in and around Great Falls — the people who actually know your community and your situation. Federal programs like SBA loans are useful tools, but local intermediaries are often your best first call. Read through at your own pace, ask questions, and never feel pressured to sign anything quickly.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Clearwater Credit Union · Montana Homeownership Network, Inc. TheOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Clearwater Credit Union · Horizon Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN CASCADE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN CASCADE COUNTY →31MT COUNTIES WITH DOORSThe whole stateEvery county in Montana, in this same lane.24 institutions fund business financing inside Montana county lines.OPEN THE STATE →
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