
This guide helps solo contractors and small business owners in Richmond County (Staten Island), New York understand their financing options. It highlights local lenders, CDFIs, credit unions, and community organizations that actually serve the borough — not just national programs. Whether you use a Social Security Number or an ITIN, there are real pathways to funding here. Take your time, compare your options, and never sign anything you don't fully understand.
Ask Iris. She'll explain it the way it should have been explained the first time.