Business financing in Queens County.
County-by-county financing guides. No paperwork. No social. No ID.
12 institutions are headquartered inside the Queens County line, and 4 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Queens County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Everest Credit UnionMinority depositoryPersonal · Business capital
- Grameen America, Inc.Community lending · Business capital
- Greater Jamaica Local Development Company, Inc.Community lending · Business capital
- Greater Metro Credit UnionPersonal · Home · Business capital
- Italo-American Credit UnionPersonal · Home · Business capital
- IN THIS LIST
3 of the 19 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Korean American Catholics Credit UnionMinority depositoryPersonal · Home · Business capital
- Medisys Employees Credit UnionPersonal · Home · Business capital
- Far Rockaway Postal Credit UnionMinority depositoryPersonal
Show the other 4Show fewer
- Paul Quinn Credit UnionMinority depositoryPersonal
- Qside Credit UnionPersonal · Home
- Triboro Postal Credit UnionPersonal · Home
- Urban Upbound Credit UnionCDFI-certifiedMinority depositoryPersonal
Based elsewhere, with a member-facing office inside the Queens County line. You can walk in.
- Local 804 Credit UnionPersonal · Home · Business capital
- Polish & Slavic Credit UnionPersonal · Home · Business capital
- Municipal Credit UnionMinority depositoryPersonal · Home
- Sts Peter & Paul Credit UnionPersonal
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Queens County is one of the most entrepreneurially diverse places in the United States, home to tens of thousands of small businesses run by immigrants, solo contractors, and first-generation owners. This guide walks you through the most practical financing options available locally — from neighborhood CDFIs and credit unions to ITIN-friendly lenders and the SBA's New York district office. You do not need perfect credit or U.S. citizenship to access many of these resources. Take your time, compare your options, and lean on local intermediaries who know Queens.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Grameen America, Inc. · Greater Jamaica Local Development Company, Inc.Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Everest Credit Union · Greater Metro Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN QUEENS COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN QUEENS COUNTY →55NY COUNTIES WITH DOORSThe whole stateEvery county in New York, in this same lane.112 institutions fund business financing inside New York county lines.OPEN THE STATE →
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