BUSINESS FINANCING · NY

Business Financing Guide for Sullivan County, New York

Sullivan County, NY has a growing small-business community rooted in agriculture, hospitality, construction, and the arts — and a range of local financing options to match. This guide walks solo contractors and small investors through who qualifies, what documents to gather, which local lenders and CDFIs actually serve this area, and what traps to avoid. Origen Capital is a directory, not a lender — we point you toward the right doors so you can walk through them with confidence.

§ 01 — What it is

It's a tool, not a trap.

§ 02 — Who qualifies

§ 03 — What you need

§ 04 — Where to start in Sullivan County

Four doors worth knowing.

THE DIRECTORY

Every institution below comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Serving all of New York
Accompany CapitalNew York
SBA microloan intermediary
Business capital
ADIRONDACK ECONOMIC DEVELOPMENT CORPORATIONSaranac Lake
CDFI loan fund · SBA microloan intermediary
Community lending · Business capital
Ascendus Inc.New York
CDFI loan fund · SBA microloan intermediary
Community lending · Business capital
BOC Capital Corp.Brooklyn
CDFI loan fund · SBA microloan intermediary
Community lending · Business capital
Business Consortium Fund, Inc.New York
CDFI loan fund
Community lending · Business capital
Columbia Economic Development Corp. dba Choose ColumbiaHudson
SBA microloan intermediary
Business capital
Community Capital New York, IncElmsford
CDFI loan fund · SBA microloan intermediary
Community lending · Business capital
Harlem Entrepreneurial Fund, LLCNew York
CDFI loan fund · SBA microloan intermediary
Community lending · Business capital
National — works with ITIN
Accion Opportunity FundSan Jose

Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

National nonprofit lenderAccepts ITIN
Business capital
Grameen AmericaNew York

Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

National nonprofit lenderAccepts ITIN
Business capital
Mission Asset FundSan Francisco

Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

National nonprofit lenderAccepts ITIN
Personal
§ 05 — What to avoid

Don't fall into these traps.

§ 06 — Ask a question
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

ACROSS THE NETWORK
§ 07 — Part of The Legacy Bridge Network

Four products. One purpose.