
Sullivan County, NY has a growing small-business community rooted in agriculture, hospitality, construction, and the arts — and a range of local financing options to match. This guide walks solo contractors and small investors through who qualifies, what documents to gather, which local lenders and CDFIs actually serve this area, and what traps to avoid. Origen Capital is a directory, not a lender — we point you toward the right doors so you can walk through them with confidence.
Every institution below comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Ask Iris. She'll explain it the way it should have been explained the first time.