ORIGENCAPITAL

Business financing in Columbia County.

County-by-county financing guides. No paperwork. No social. No ID.

2 institutions are headquartered inside the Columbia County line, and 1 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county3DOORS INSIDE THE COUNTY LINE
2HEADQUARTERED HERE
THE DIRECTORY

The doors in Columbia County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Columbia County2
  • Inroads Credit UnionSaint Helens · Credit union
    Personal · Home · Business capital
  • Wauna Credit UnionClatskanie · Credit union
    Personal · Home · Business capital
Keeps a branch in Columbia County1

Based elsewhere, with a member-facing office inside the Columbia County line. You can walk in.

  • Fibre Credit UnionLongview · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN COLUMBIA COUNTY
THE GUIDE

This guide walks solo contractors and small business owners in Columbia County, Oregon through the main financing options available locally — from community lenders and credit unions to CDFI microloans and SBA-backed resources. Columbia County's economy is rooted in timber, agriculture, manufacturing, and small trades, and many local lenders understand that work. Whether you have a Social Security number or an ITIN, there are pathways here for you. Take your time, compare your options, and connect with a local intermediary before signing anything.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions