Business financing in Columbia County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Columbia County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Columbia County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Inroads Credit UnionPersonal · Home · Business capital
- Wauna Credit UnionPersonal · Home · Business capital
Based elsewhere, with a member-facing office inside the Columbia County line. You can walk in.
- Fibre Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide walks solo contractors and small business owners in Columbia County, Oregon through the main financing options available locally — from community lenders and credit unions to CDFI microloans and SBA-backed resources. Columbia County's economy is rooted in timber, agriculture, manufacturing, and small trades, and many local lenders understand that work. Whether you have a Social Security number or an ITIN, there are pathways here for you. Take your time, compare your options, and connect with a local intermediary before signing anything.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN COLUMBIA COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN COLUMBIA COUNTY →32OR COUNTIES WITH DOORSThe whole stateEvery county in Oregon, in this same lane.43 institutions fund business financing inside Oregon county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

