Business financing in Coos County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Coos County line, and 2 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Coos County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- First Community Credit UnionPersonal · Home · Business capital
- South Coast Ilwu Credit UnionPersonal · Home
Based elsewhere, with a member-facing office inside the Coos County line. You can walk in.
- Peak Credit UnionPersonal · Home · Business capital
- Rogue Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
1 of the 7 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps solo contractors, small business owners, and real-estate investors in Coos County, Oregon understand their financing options — from local credit unions and CDFIs to state programs and SBA-backed loans. The focus is on the local organizations that actually serve the Oregon Coast region, including lenders who work with ITIN holders and newer businesses. Take your time, compare options, and choose what fits your situation — there is no rush.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Rogue Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
First Community Credit Union · Peak Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN COOS COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN COOS COUNTY →32OR COUNTIES WITH DOORSThe whole stateEvery county in Oregon, in this same lane.43 institutions fund business financing inside Oregon county lines.OPEN THE STATE →
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