Business financing in Lake County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Lake County line, but 2 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Lake County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Lake County line. You can walk in.
- First Community Credit UnionPersonal · Home · Business capital
- Sage Credit UnionPersonal · Home · Business capital
- Micro Enterprise Services of Oregon (Pedagogy Institute)Business capital
- Seattle Economic Development Fund (dba: Business Impact Northwest)Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors and small business owners in Lake County, Oregon understand their financing options in plain language. It highlights local credit unions, CDFIs, and SBA-connected lenders that actually serve this rural region. You'll find out what documents you'll likely need, what programs fit the local economy, and what warning signs to watch for when a deal seems too good to be true. Origen Capital is a directory — we don't lend money or collect your personal information.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN LAKE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN LAKE COUNTY →32OR COUNTIES WITH DOORSThe whole stateEvery county in Oregon, in this same lane.43 institutions fund business financing inside Oregon county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

