ORIGENCAPITAL

Business financing in Lake County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Lake County line, but 2 keep an office open here. They are below, by name and by town.

Not this lane? Home FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Lake County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Lake County2

Based elsewhere, with a member-facing office inside the Lake County line. You can walk in.

  • First Community Credit UnionCoquille · Credit union
    Personal · Home · Business capital
  • Sage Credit UnionKlamath Falls · Credit union
    Personal · Home · Business capital
Serving all of Oregon2
  • Micro Enterprise Services of Oregon (Pedagogy Institute)Portland · SBA microloan intermediary
    Business capital
  • Seattle Economic Development Fund (dba: Business Impact Northwest)Tukwila · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN LAKE COUNTY
THE GUIDE

This guide helps solo contractors and small business owners in Lake County, Oregon understand their financing options in plain language. It highlights local credit unions, CDFIs, and SBA-connected lenders that actually serve this rural region. You'll find out what documents you'll likely need, what programs fit the local economy, and what warning signs to watch for when a deal seems too good to be true. Origen Capital is a directory — we don't lend money or collect your personal information.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions