Business financing in Codington County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Codington County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Codington County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Codington County line. You can walk in.
- Dakotaland Credit UnionPersonal · Home · Business capital
- Northeast South Dakota Economic Corp.Business capital
- Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide is written for solo contractors, small business owners, and real-estate investors in Codington County, South Dakota — including those who are new to the U.S. credit system or who use an ITIN instead of a Social Security number. It walks you through what business financing actually is, who qualifies locally, what documents you will need, and which local lenders and organizations genuinely serve this area. It also covers South Dakota-specific rules and flags the warning signs of predatory lenders so you can protect yourself.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN CODINGTON COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN CODINGTON COUNTY →26SD COUNTIES WITH DOORSThe whole stateEvery county in South Dakota, in this same lane.23 institutions fund business financing inside South Dakota county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

