
This guide helps solo contractors, small-business owners, and real-estate investors in Brazos County, Texas find the right financing for their goals. It focuses on local lenders, community development financial institutions (CDFIs), credit unions, and ITIN-friendly options that actually serve the Bryan–College Station area. Federal programs like SBA loans are explained as helpful tools, but your local intermediary — the person or organization you sit across the table from — is who makes it happen. Take your time, compare your options, and never let anyone pressure you into signing anything you don't fully understand.
Ask Iris. She'll explain it the way it should have been explained the first time.