
This guide helps solo contractors, small business owners, and real estate investors in Coryell County, Texas understand their financing options in plain language. It covers who qualifies, what documents you need, which local and regional lenders actually serve this area, and what to watch out for. Whether you have a Social Security number or an ITIN, there are real pathways to business credit in Central Texas. Origen Capital is a directory — we point you to the right doors, we do not lend money ourselves.
Every institution below comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Ask Iris. She'll explain it the way it should have been explained the first time.