Business financing in Ward County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Ward County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Ward County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Ward County line. You can walk in.
- Westex Community Credit UnionPersonal · Home · Business capital
- Alliance for Multicultural Community ServicesBusiness capital
- AltCapSBA microlenderCommunity lending · Business capital
- Just Community, IncCommunity lending · Business capital
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- PeopleFundSBA microlenderCommunity lending · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
4 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Ward County, Texas sits in the Permian Basin region, where the economy runs on oil-field services, agriculture, trucking, and small retail trades. This guide walks solo contractors and small business owners through the most practical financing options available locally — from ITIN-friendly credit unions to West Texas CDFIs and SBA-backed lenders. The goal is to help you find honest, affordable capital without getting caught in high-cost traps. Origen Capital is a directory, not a lender — we never collect your personal information.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN WARD COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN WARD COUNTY →98TX COUNTIES WITH DOORSThe whole stateEvery county in Texas, in this same lane.119 institutions fund business financing inside Texas county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

